Built for This Industry
You should not have to explain your operation to your insurance provider.
ORWA Assurance Group was created by Oklahoma water and wastewater professionals who recognized that traditional insurance did not always understand the needs of rural systems and small communities.
Since 1988, we have provided a stable, local and competitively priced alternative built specifically around the risks you face every day.
From treatment plants and service vehicles, to board decisions, cyber threats and mobile equipment, our team understands what keeps your system running and what needs to be protected.
Built for This Industry
You should not have to explain your operation to your insurance provider.
ORWA Assurance Group was created by Oklahoma water and wastewater professionals who recognized that traditional insurance did not always understand the needs of rural systems and small communities.
Since 1988, we have provided a stable, local and competitively priced alternative built specifically around the risks you face every day.
From treatment plants and service vehicles, to board decisions, cyber threats and mobile equipment, our team understands what keeps your system running and what needs to be protected.
Our Mission
Our mission is to protect the water and wastewater systems that protect Oklahoma. Through specialized insurance, trusted expertise, and industry-focused risk management, we help utilities operate with confidence, safeguard critical infrastructure, and continue delivering safe, reliable service to the communities they serve.
We Know the Industry
Our team understands water and wastewater operations, equipment, governance and the unique responsibilities of serving a community.
Coverage Designed Around Your System
We offer protection for the facilities, vehicles, people and decisions that keep your operation moving.
Local Support You Can Count On
Our members receive personal attention from professionals who know Oklahoma and understand the work you do.
Loss Experience Credit
Maintain a claim-free record and save on your insurance costs. Eligible members who remain claim-free for two consecutive years may receive a 5% credit toward their insurance premium—rewarding proactive risk management, safe operations, and a strong loss history.
Coverage Snapshot
Protect every part of your operation with coverage designed specifically for water and wastewater systems, rural districts and small municipalities.
- Property
- Automobile
- Inland Marine
- General Liability
- Directors & Officer